Merchants worldwide are exploring the realm of tokens and tokenization. When implemented appropriately, tokenization for merchants has a dual purpose:
- Utilized to safeguard sensitive card data.
- Acts as a facilitator for seamless integration across e-Commerce and in-store platforms.
Types of Tokenization
Paybiz facilitates card tokenization with the following precise key requirements for Customer Card Tokenization:
1. New Customer Card
| Functionality | Purpose |
| Support the option to save a payment card during new customer registration. | Ensures a seamless on-boarding experience, enabling new customers to make immediate payments with their chosen card. |
2. Card Saving
| Ability | Purpose |
| Customers can save multiple payment cards against their customer ID. | Enables existing customers to associate multiple cards with their profile for efficient and swift transactions. |
3. Card Update
| Capability | Importance |
| Customers can update their saved card information. | Vital for maintaining accurate payment details, ensuring up-to-date and valid cards on their profile. |
4. Card Listing
| Feature | Benefits |
| System provides the ability to list all payment cards associated with a specific customer ID. | Allows customers to view and manage all saved cards in one place, simplifying card management and providing an overview of available payment options. |
5. Card Deletion
| Option | Advantages |
| Customers have the ability to delete any saved payment cards. | Enhances control, allowing customers to remove outdated or unnecessary cards from their profile as needed. |
Code example
private String request() throws IOException {
URL url = new URL("https://staging.logibiztech.com:8777/maps/external/maps/customer_card/card_tokenization");
HttpsURLConnection conn = (HttpsURLConnection) url.openConnection();
conn.setRequestMethod("POST");
conn.setRequestProperty("Authorization",
"Bearer OGE4Mjk0MTc0YjdlY2IyODAxNGI5Njk5MjIwMDE1Y2N8c3k2S0pzVDg=");
conn.setDoInput(true);
conn.setDoOutput(true);
String data = "tranPortalId": "t1",
"password": "P@ssword@123",
"actionFlag": "N",
"custId": "",
"cardToken": "",
"cardNumber": "5555555555554444",
"expiryMonth": "10",
"expiryYear": "2023",
"cardHolderName": "final2",
"emailAddress": "[email protected]",
"mobileNumber": "00102234455542"";
DataOutputStream wr = new DataOutputStream(conn.getOutputStream());
wr.writeBytes(data);
wr.flush();
wr.close();
int responseCode = conn.getResponseCode();
InputStream is;
if (responseCode >= 400) is = conn.getErrorStream();
else is = conn.getInputStream();
return IOUtils.toString(is);
}
Response
Success scenario
{
"response": {
"cardToken": "555555******4444",
"cardholderName": "Test user",
"custMobNum": "00102234455542",
"custEmail": "[email protected]",
"custId": "c1b2ee77-0367-49e0-894d-614bd3ee7e04"
}
}
Failure scenario
{
"errorCode": "LOG-600",
"errorDesc": "tranPortalId can't be blank"
}
